Still looking for a home loan? No problem. You’re in the right place. We’ll pay both you and the seller $2,500 if we don’t get your loan closed on time. Guaranteed.
Here’s how you qualify:
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$5,000 nbkc Close-On-Time Guarantee
nbkc bank is offering a $5,000 Close-On-Time Guarantee (“Guarantee”) if you (“you”, “your”, or “buyer”) miss your closing date on a qualifying purchase mortgage loan transaction subject to certain limitations and exclusions. The terms below exclusively represent the agreement between nbkc bank and you for this program.
General Rules:
Exclusions:
Claiming the Guarantee
Deadline |
Required Action |
Day 1 Loan Application
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Complete a loan application with nbkc
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Three (3) Business Days
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All borrowers must acknowledge nbkc’s Close-On-Time Guarantee form, accepting the terms and conditions of the program within three (3) business days of completing the application
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Two (2) Business Days of request
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All item requests must be received by nbkc
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Thirty (30) Calendar Days or more
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Provide nbkc a copy of fully executed purchase contract- closing must be scheduled for 30+ days from receipt of purchase contract
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Fifteen (15) Business days prior to close
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If mail-away closing or Power of Attorney is required, notify nbkc
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Ten (10) Business Days prior to scheduled closing
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Five (5) Business days prior to scheduled closing
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24 HOURS prior to scheduled close of escrow
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In all escrow states, all fully executed approvable documents required by funding must be received by nbkc and all funding conditions must be met
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Day of Signing
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For VA Loans, the alive and well certification must be received on or after the day of signing but before the loan can fund
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