Still looking for a home loan? Now is the perfect opportunity – our $5k Close-On-Time Guarantee pays both you and the seller $2,500 if we don’t get your loan closed on time.
What’s in it for you?
That’s it! We close on time or we pay you – guaranteed.
Here’s how you qualify:
Our clock starts ticking when we receive all of the following:
$5,000 nbkc Close-On-Time Guarantee
nbkc bank is offering a $5,000 Close-On-Time Guarantee (“Guarantee”) if you (“you”, “your”, or “buyer”) miss your closing date on a qualifying purchase mortgage loan transaction subject to certain limitations and exclusions. The terms below exclusively represent the agreement between nbkc bank and you for this program.
Claiming the Guarantee
|Day 1 Loan Application
||Complete a loan application with nbkc
|Three (3) Business Days
||All borrowers must acknowledge nbkc’s Close-On-Time Guarantee form, accepting the terms and conditions of the program within three (3) business days of completing the application
|Two (2) Business Days of request
||All item requests must be received by nbkc
|Thirty (30) Calendar Days or more
||Provide nbkc a copy of fully executed purchase contract- closing must be scheduled for 30+ days from receipt of purchase contract
|Fifteen (15) Business days prior to close
||If mail-away closing or Power of Attorney is required, notify nbkc
|Ten (10) Business Days prior to scheduled closing
|Five (5) Business days prior to scheduled closing
|24 HOURS prior to scheduled close of escrow
||In all escrow states, all fully executed approvable documents required by funding must be received by nbkc and all funding conditions must be met
|Day of Signing
||For VA Loans, the alive and well certification must be received on or after the day of signing but before the loan can fund
By clicking submit you agree to the terms and conditions stated above.