penny hoarder badge
Here's why:
no monthly account fees
no minimum balance
no fees at 34k+ Moneypass® ATMs
+ up to $12/mo refund for any other ATM fees
Earn an impressive
APY Annual
May Change After Account Opening.
Rates Effective As Of 08/04/2020.
Fees Could Reduce Earnings On An Account.
Bank from your smartphone
$0 to deposit checks
Use your smartphone to deposit checks quickly with mobile deposit.
Download the app
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Move money
Use your smartphone to:
Pay people
Pay bills online
Transfer money
Pay with your digital wallet
Use popular services like Apple Pay, Google Pay and Samsung Pay when you connect a compatible device to your debit card.
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$0 to get cash with your nbkc Debit Mastercard®
Use 34,000+ MoneyPass® ATMs for free in the U.S. and Puerto Rico, plus up to $12 in monthly refunds for ATM fees any other banks charge you from anywhere in the world.
Full transparency: no hidden fees.
What's standard:
$0 minimum balance
$0 for a nifty box of checks
$0 for online banking with bill pay
$0 for overdrafts or NSFs
$0 for stop payments
$0 for incoming domestic wires
Because we don't believe in fine print, here are the two fees that might apply:
$5 to send a domestic wire to Anywhere, USA $45 to send or receive international wires
World Traveler?
We got you!

No foreign transaction fees!