Accounts + CDs + Credit Cards

Rates so good it’s like we’re paying you.

Learn More

Home Equity + Auto + Other Loans

Borrowing without the BS.

Learn More
Mobile + Digital

Mobile + Digital

Bank from your phone, tablet and desktop.

Learn More


Keep your account safe and secure.

Learn More

Personal Banking: Checking, CDs, IRAs, and more

[ Expand All ]

Here’s what’s standard on both your personal account and money market account

$5 required to open
$0 minimum balance
$0 for a nbkc Debit MasterCard®
$0 for a starter book of checks
$0 for Online Banking
$0 for returned electronic or paper items
$0 Overdrafts or NSFs
$0 for Bill Pay on your phone, tablet, and desktop
$0 to deposit checks, whether at a branch, or through the nbkc app on your phone or tablet
$0 to talk to your nbkc banker on the phone, via email, or in person.
$0 eStatements
$0 for stop payments, whether in branch or online
$0 for incoming domestic wires from Anywhere, USA

personal account: the details

This is it.  The cream of the crop, #bestever account. It comes with all of our standard features
$5 required to open
Bank whenever, wherever, and with whatever device you choose.
An nbkc Debit Mastercard®
Crazy good rates on growing balances
A free starter book of checks
Use 34,000+ MoneyPass® ATMs for free in the U.S. and Puerto Rico
Up to $12 in monthly refunds for ATM fees any other banks charge you from anywhere in the world.


personal money market: the details

Our Personal Money Market Accounts come with a whole lotta happy.
Yep, we've included all of our usual perks, plus a load of great features that make saving for that next best adventure a walk in the park.

mobile + digital: the details

Bank whenever, wherever, and with whatever device you choose.
And do it all securely. It's all about simple.
Use your smartphone to deposit checks quickly with mobile deposit.

Pay bills and set up recurring payments online with nbkc's Bill Pay.

Access online banking quickly and securely with Apple Touch ID® and Android's fingerprint API.

personal CDs + IRAs: the details

Our Personal CDs and IRA CDs are simple yet flexible ways to save.

Talk to us to learn how you can meet your long-term savings goals easier and faster.
Open a 12-month add-to starter CD/IRA CD with as little as $25, then just setup a $25+ auto save from your nbkc account.

Or open a term Personal CD/IRA CD that fits your needs with just $1000 or more

Contact Us Rates 

Here's what's optional:

Domestic wire to Anywhere, USA ($5/wire)
International wires, send or receive ($45/wire)

+ Locations

Overland Park, KS

10700 Nall Ave
Overland Park, KS 66211
Main: 913.905.2100

Leawood, KS

3510 W 95th Street
Leawood, KS 66206
Main: 913.341.1144

Liberty, MO

9750 N Ash Avenue
Kansas City, MO 64157
Main: 816.407.0300

ATM Locations

Use 34,000+ MoneyPass® ATMs in the U.S for free. And Puerto Rico
Locate the nearest ATM.

Kansas City, MO

8320 Ward Parkway
Kansas City, MO 64114
Main: 816.965.1400
Toll-Free: 888.905.2165