Current Rates

NBKC offers competitive rates on various accounts for both Personal and Business customers. Talk to us to find the best account for you. Current rates are listed below.

Rates effective as of 02/01/2018.

Account Type Minimum Opening Deposit Minimum Balance to Obtain APY3 Interest Rate APY3

Personal Account2

All Balances
$5.00 $0.01 0.90% 0.90%

Personal Money Market Savings2

Up to $1,000,000.00
$5.00 $0.01 1.00% 1.01%

Personal Money Market Savings2

$1,000,000.01+
$5.00 $0.01 0.50% 1.01 – 0.55%

Personal Health Savings Account2

Up to $1,000,000.00
$0.00 $0.01 1.00% 1.01%

Personal Health Savings Account2

$1,000,000.01+
$0.00 $0.01 0.50% 1.01 – 0.55%

Personal IRA Savings2

Up to $1,000,000.00
$0.00 $0.01 1.00% 1.01%

Personal IRA Savings2

$1,000,000.01+
$0.00 $0.01 0.50% 1.01 – 0.55%

 Add-to Starter CD / IRA CD1

12 Month Add-to CD
$25.00 $0.01 1.10% 1.11%

Personal CD / IRA CD

3 Month CD
$1,000.00 $0.01 0.05% 0.05%

Personal CD / IRA CD

6 Month CD
$1,000.00 $0.01 0.40% 0.40%

Personal CD / IRA CD

12 Month CD
$1,000.00 $0.01 1.10% 1.11%

Personal CD / IRA CD

24 Month CD
$1,000.00 $0.01 1.30% 1.31%

Personal CD / IRA CD

36 Month CD
$1,000.00 $0.01 1.60% 1.61%

Personal CD / IRA CD

48 Month CD
$1,000.00 $0.01 1.80% 1.82%

Personal CD / IRA CD

60 Month CD
$1,000.00 $0.01 2.10% 2.12%

Fees could reduce earnings on an account.
1A penalty will be imposed for early withdrawal.
2The interest rate and APY may change after account opening.
3Annual Percentage Yield