Privacy Policy

What Does NBKC Bank Do With Your Personal Information?

FACTS

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depends on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

HOW?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons NBKC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:

For our everyday business purposes -

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does NBKC Bank share?

Yes

Can you limit this sharing?

No

For our marketing purposes -

to offer our products and services to you

Does NBKC Bank share?

Yes

Can you limit this sharing?

No

For joint marketing with other financial companies -


Does NBKC Bank share?

Yes

Can you limit this sharing?

Yes

For our affiliates' everyday business purposes -

information about your transactions and experiences

Does NBKC Bank share?

Yes

Can you limit this sharing?

No

For our affiliates' everyday business purposes -

information about your creditworthiness

Does NBKC Bank share?

Yes

Can you limit this sharing?

Yes

For our affiliates to market to you


Does NBKC Bank share?

Yes

Can you limit this sharing?

Yes

For nonaffiliates to market to you


Does NBKC Bank share?

Yes

Can you limit this sharing?

Yes

TO LIMIT OUR SHARING

Visit us online:

Information Sharing Opt Out

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call (888) 905-2165 or go to www.nbkc.com

WHAT WE DO

How does NBKC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account – unless you tell us otherwise.

How does NBKC Bank collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

DEFINITIONS

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with a NBKC Bank name.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include companies, such as direct marketing companies, insurance companies, non-profit organizations and mortgage companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include companies such as real estate service providers and credit card companies.

OTHER IMPORTANT INFORMATION

State Laws

You may have other privacy protections under applicable state laws. To the extent these state laws apply, we will comply with them when we share information about you.

For California residents:

In accordance with California law, we will not share information we collect about you with companies outside of our corporate family, except as permitted by law, including, for example with your consent or to service your account. We will limit sharing among our companies to the extent required by California law.

For Vermont residents:

In accordance with Vermont law, we will not share information we collect about you with companies outside of our corporate family, except as permitted by law, including, for example with your consent or to service your account. We will not share information about your creditworthiness within our corporate family except with your authorization or consent, but we may share information about our transactions or experiences with you within our corporate family without your consent.

QUESTIONS? Call (888) 905-2165 or go to www.nbkc.com

Kansas City, MO

8320 Ward Parkway
Kansas City, MO 64114
Main: 816.965.1400
Toll-Free: 888.905.2165

Contact Us

Overland Park, KS

10700 Nall Ave
Overland Park, KS 66211
Main: 913.905.2100

Liberty, MO

9750 N Ash Avenue
Kansas City, MO 64157
Main: 816.407.0300

Leawood, KS

3510 W 95th Street
Leawood, KS 66206
Main: 913.341.1144

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