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If you have any questions about your Gusto Spending account, please contact Gusto directly.




nbkc is proud to be Gusto’s banking partner

If your employer uses Gusto for payroll, employees can use the Gusto Wallet app - a smart new way to track, save, and access your hard-earned money. With a Gusto Spending account, you can maximize your paycheck, control your money, and be confident in your finances.

Any balances you hold with nbkc bank, including but not limited to those balances held in Gusto accounts are added together and are insured up to $250,000 per depositor through nbkc bank, Member FDIC. If you have funds jointly owned, these funds would be separately insured for up to $250,000 for each joint account owner. nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Gusto accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). For a complete list of other depository institutions where funds may be placed, please visit Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank. To learn more about pass-through deposit insurance applicable to your account, please see the Account Documentation. Additional information on FDIC insurance can be found at