We are glad you chose nbkc bank, and we are here to help you make the switch.
Steps for switching bank accounts:
Week 2: List Your Automatic Transactions
- Look for your new debit card and/or checks in the mail.
- Review your current bank account for direct deposits (paychecks, government benefits, etc.).
- Identify automatic withdrawals (bills, subscriptions, loan payments, etc.).
Week 2-3: Transfer Deposits to the New Account
- Contact your employer to update your direct deposit bank account details.
- Allow time for the switch to take effect (usually one or two pay cycles).
Week 3-4: Move Automatic Payments
- Update payment details for utilities, loans, streaming services, and any recurring bills.
- Consider using nbkc bank's bill pay feature to simplify future payments.
Week 4-5: Transfer Your Money
- Move remaining funds from your old account to your new one. This can be done online, by withdrawing cash from an ATM, requesting cash or a cashier's check from your old bank, or by mobile depositing any remaining checks from your old account.
Week 5-6: Monitor Both Accounts
- Keep your old account open temporarily for about a month to catch any overlooked transactions.
- Verify that deposits and payments are processing correctly in the new account.
Week 6-8: Close Your Old Account
- Ensure all outstanding transactions have cleared.
- Contact your old bank to close the account officially.
- Request a written confirmation of account closure from your old bank.