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We are glad you chose nbkc bank, and we are here to help you make the switch.

Steps for switching bank accounts:

Week 1: Open Your New nbkc bank Account

  • Open the new account online or in a branch to make your first deposit.
  • Ensure you have the necessary documents (ID, proof of address, Social Security number, etc.)
  • Set up your online banking, download the nbkc app and create login credentials.

Week 2: List Your Automatic Transactions

  • Look for your new debit card and/or checks in the mail.
  • Review your current bank account for direct deposits (paychecks, government benefits, etc.).
  • Identify automatic withdrawals (bills, subscriptions, loan payments, etc.).

Week 2-3: Transfer Deposits to the New Account

  • Contact your employer to update your direct deposit bank account details.
  • Allow time for the switch to take effect (usually one or two pay cycles).

Week 3-4: Move Automatic Payments

  • Update payment details for utilities, loans, streaming services, and any recurring bills.
  • Consider using nbkc bank’s bill pay feature to simplify future payments.

Week 4-5: Transfer Your Money

  • Move remaining funds from your old account to your new one. This can be done online, by withdrawing cash from an ATM, requesting cash or a cashier’s check from your old bank, or by mobile depositing any remaining checks from your old account.

Week 5-6: Monitor Both Accounts

  • Keep your old account open temporarily for about a month to catch any overlooked transactions.
  • Verify that deposits and payments are processing correctly in the new account.

Week 6-8: Close Your Old Account

  • Ensure all outstanding transactions have cleared.
  • Contact your old bank to close the account officially.
  • Request a written confirmation of account closure from your old bank.