NBKC offers several mortgage loan options for the first-time home buyer. Loans vary by interest rate and length, including the 15-year and 30-year fixed home loans and the three, five, and seven-year adjustable rate mortgages (ARMs).*
Your credit, income, expenses, and the type of home you wish to buy will determine the loan that is best for you. Obtain a quote from NBKC, and learn about your options as a first-time home buyer.
We understand that purchasing a home can be an overwhelming process. Please take the time to review the options for mortgages, along with your home search. Once you understand your mortgage options, the home-buying process becomes much simpler.
Determine what monthly payment you can afford before you begin shopping for a home. Once your finances accommodate a monthly mortgage payment, you will be well on your way to home ownership. Use NBKC's maximum mortgage calculator to get started.Apply Now
* For a $150,000 loan; 360 monthly payments of $809.26 are based on principal and interest only, and an annual percentage rate (APR) of 5.068%. APR is subject to borrower qualification and subject to change. Third-party fees may apply.