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Advice for New Home Buyers
Preapproval is everything. Find a Loan Officer you trust to put their all into this step and you will avoid costly errors later in your buying process.
“If I ever have to buy a home again, I am 100% going to be calling Michael first. During my purchase, I talked to a ton of lenders, and frankly, I chose to give Michael a shot simply because the message he left on my voicemail came across extremely genuine. It came across that way, because that is who he truly is. Never in my life have I met someone in the home loan industry who has such the heart of a teacher. I honestly learned more about how the market works, financing, and mortgages than I would have learned in a college class. But that’s not the impressive part, in the end because of a variety of factors, I had to go with a different mortgage provider. Michael STILL continued to spend hours on the phone with me helped me through the process. Because he understands that this business isn’t just about interest rates, credit, and dollars - it’s about the relationships built along the way. If you are looking for trust and someone who will take care of you, your family, and your loan - I would go with Michael. 6/5 stars. Looking forward to contacting him as soon as I need to refinance or make another home purchase.”
—Micah from Lynchburg, VA
“Michael was great to work with. He was very knowledgeable and proactive throughout the whole process. He made sure both I and my wife knew what to expect and ensured we understood processing requirements. His knowledge of the housing market process helped bring peace during our house buy process, especially with current National rates being so much higher than the last time my wife and I bought a house. ”
—user41037566 from New Braunfels, TX
“Michael was the most supportive person on our team while trying to buy our second home. He always answered our questions and was very quick to get on conference call with us to give us advice so we could make the best decision for our situation. He also gave us the best rate considering market conditions and gave us options on the pros/cons of buying points vs refinancing in the future.”
—Stephany from Manvel, TX
“My wife and I are experienced home buyers. We used Michael as our broker to purchase a home in a golf community in Arizona using my VA loan availability. Michael helped us negotiate the maze of requirements necessary to obtain our loan and even advised us to buy down our loan rate due to the minimal amount required. Our process took a while but not due to Michael or NBKC. It was solely due to the previous homeowners having to work with an estate sale company and their lack of urgency. Michael kept us apprised during every step of the way. We closed today with minimal fuss and are very happy with his strong commitment to customer satisfaction. ”
—golfer949 from Peoria, AZ
“Two words that come to mind when working with Micheal "Above and Beyond". Working with Micheal through the home buying process was smooth, easy and stress free. If you're looking for an realtor agent and loan officer combination, I recommend Micheal. Dude could have filled both shoes in my situation lol. All in all five stars and thanks once again Micheal. Best of luck ahead ”
—zuser201511061331250 from Middleburg, FL
“michael’s character and loan knowledge exceeded my expectations. always was ahead of the process, making sure we got him all the information he needed so that there was not any delay on our end with closing.”
—guy e parker from Hot Springs Village, AR
“As a first time homebuyer, I didn’t know what to expect from this process. It is very daunting making the largest purchase of your life and it is so valuable to have a great guiding hand throughout the process. I am an airline pilot, so I have an uncommon payroll system that proved complex for our first local Loan Officer. After that experience, my wife and I started looking around for a more specialized Loan Officer. We found NBKC after it being recommended for Airline Pilots, and that was an excellent recommendation, indeed. Throughout the process, Michael was always willing and available to answer all of our questions. He would text us regularly during the process of seeking out a house to see if we needed anything from him, just overall great service. When it came time to see a house he was always ready to update our pre-approval letter for that specific house, and I mean he is fast, usually within 20 minutes. Michael was so ahead of the game during the actual purchase he had to wait for the other parties involved to do their part. It went so smooth and orderly and he was there to help us along the way. Do yourself a favor and go with Michael, he will not steer you wrong.”
—Brian Myers from Medina, OH
“I had the pleasure of working with Michale Lamont during my recent home purchase, and I can’t recommend him highly enough! From the start, he was personable and took the time to thoroughly explain every step of the loan process. His extensive experience and knowledge made me feel confident that I was in good hands. He went above and beyond to ensure that I got the best possible rate and loan product, all without any sales pressure. Throughout the entire process, Michael was supportive, informative, and always available to answer any questions. If you’re looking for a loan officer who truly cares about your best interests, Michael is the person to work with! I am so glad to have found him. ”
—Theresa R from Berlin, MD
“Michael did an amazing job managing our entire loan process. My buddy is a broker and closes on houses all the time. He recommended Michael to me as his go-to loan officer. Michael was proactive with the title company and the builder. He answered all of questions effectively and patiently explained the harder concepts with examples for our comprehension. We had such a smooth closing. I have already recommended Michael LaMont to two of my colleagues and now I am sharing my experience with whomever is reading this to help you enjoy the home buying process too!”
—Joe Long from Manvel, TX
“Michael was our "calm" throughout every single step of our inaugural home buying process, and we cannot heap enough praise regarding the care he provided us! His work was incredibly meticulous, and he was extremely proactive in ensuring that both our closing date was easily met, as well as doubling down on the care that was being provided to our family. Michael took phone calls, and promptly responded to messages/emails, at all hours of the day as he easily traversed our 5-hour time difference. He was also the most knowledgeable member of the team of folks we were working with, and he did a tremendous job talking us through every single step of the process, even those that fell outside the services he was providing us as a Loan Officer. We HIGHLY RECOMMEND Michael, and have zero doubts that he'd provide you with everything you're looking for and more!”
—Chris from Montgomery, AL
Do at least one thing each day to make the lives of those around you better.
The Minnesota Vikings, MN State Mankato Maverick’s (Hockey)
I have an extensive pipe collection and I know way more about chicken’s than anyone should.
Minnesota State (Yes, it is real and not just from the TV show Coach circa 1989)
Convince someone I am from the future.
Educating first-time home buyers so they can confidently navigate the process. I also enjoy educating seasoned buyers to help them select the best loan to meet their long and short-term goals.
Mankato, Minnesota
I raise chickens, ducks, turkeys and Dexter cattle.
In college I taught dinner etiquette classes to business students. I also fundraised by accompanying wealthy donors to fancy banquets.