had heard horror stories about online lenders, but I was having a difficult time with a local lender, it just made sense when it can down to it. Chad had all the experience and knowledge walking me through the whole process, finding just the right loan for me, an educated single mom of two in my early 40’s. He was upfront and logical and took the time to listen to all the entracacies of my financial situation. He always answered the phone or called me back with in 8 hours, he worked tirelessly on my loan and helped me every step of the way. My best friend is looking to buy a home and I have already told her about Chad Barnes. I recommend him 100% if you want your dream come true too. It can happen, don’t believe that you can’t. You work so hard everyday to give the best to your family, and it can come true with the right, knowledgeable lender. This Mother’s Day feels really good, my kids, dog and I are loving our new dream home in Julian, Ca. Our little piece of heaven thanks to Chad! Chad you and your wife are welcome anytime for dinner and apple pie!!