Advice for New Home Buyers
Know your budget and get pre-approved before looking at houses.
“CJ has excellent knowledge and makes the many details and steps smooth and clear - least effort of any mortgage process we’ve done in 47 years. He is meticulous and thorough on follow-through, moving the process smoothly from start to finish. He is friendly and professional all at same time. We don’t plan to move again - but would absolutely use CJ if we didn’t - and will recommend him to any friends and family that are looking to move and need his services. ”
—vbbratcher from from Fishers, IN
“Hands down CJ was great to work with! He helped us get the best rate for our new home and was always quick to follow up or answer any questions we had. I will definitely be using him for our future lending needs. ”
—Jenna from from Gardner, KS
“This was my first time to refinance and working with CJ made it so easy. He always answered all my questions and kept me updated on the process. I would definitely recommend him to my friends and family.”
—jennparsons8 from from Brookshire, TX
“CJ was an amazing loan officer. He knew his job through and through. He is professional, knows the answers to your questions without having to consult anyone, and his experience level is unmatched in my banking experiences. Towards the end of my loan CJ helped me out where nobody else was, and helped get everything buttoned up even though this was no longer his burden, his fault, or his obligation. I would highly recommend to anyone looking for a solid loan officer to streamline the process to look no further. Top notch, 5 stars, no complaints. Will use again no questions.”
—Austin Vadnais from from Palmer, MA
“CJ was a pleasure to work with and was quick to respond. This has been the smoothest refinance I have done. From the initial application to the final closing documents was approximately 4 weeks. I would recommend CJ for your next refinance or purchase.”
—sardog999 from from Fleming Island, FL
“CJ Sears is very knowledgeable about current processes, requirements, and rates for home mortgages and explains things very well. He is very easy to work with and, of course, found an extremely great rate!”
—dwork499 from from Overland Park, KS
“CJ made the processor easy, simple and great! I would highly recommended him! He is a CPA and he knew what he was doing Thank you so much for all you did to make this possible.”
—Kevin McDade from from Anniston, AL
“CJ was hands down the best person for the job. Easy to work with, and get a hold of, CJ made the home buying process extremely simple and stress free. CJ also saved me a ton of money and offered a ton of insight and advice which was incredibly helpful as a first time homebuyer. Highly recommend!”
—Dillon W. from from Enfield, CT
“I have used CJ for 2 mortgages now and will continue to use him for future purchases. He is easy to get a hold of, not awkward to talk to. When you need a rush on something he does everything he can to get that done, overall I am just very impressed by him and NBKC in general. Best way to get a mortgage!”
—kylebeilby6 from from Bartlesville, OK
“CJ was great to work with through the entire process from getting pre-approved to finalizing the loan. I would highly recommend CJ to anyone who is going through the house buying process. The property was out of state, I'm self employed, which has been a headache with some lenders getting them the documentation they need to be pre-qualified, but CJ made the process easy and their software made it easy to provide the documents that we needed to provide. ”
—user1264214 from from Munising, MI
Always do what is best for your customer.
San Antonio Spurs
I played basketball in college, but I didn't start playing organized basketball until my sophomore year of high school.
Mid America Nazarene University
Travel the world.
Getting borrowers the best deal possible.
Basketball, Reading, Spending time with my family
I worked as a roofer for one day. I never went back.