Advice for New Home Buyers
Take your time and do you research. Picking the right lender can be the difference in a pleasant experience or a nightmare.
“Of the numerous times I’ve had to go through the process of working with lenders, I can say with confidence that working with Nick Payne at NBKC Bank could not have been more accommodating, simple, and put me at ease throughout the entire experience. I found Nick to be very knowledgeable in his profession, attentive, diligent, and dependable. He goes above and beyond as he works hard for you. He answers and tends to all of your concerns, very professional, never leaves you hanging, replies promptly, and is always courteous. I found him to be an outstanding working individual showcasing great work ethics and was beyond pleased with his service. The whole closing was also catered for my convenience, and made the entire process simple. I would highly recommend NICK PAYNE to everyone I know. It was a pleasure working with him.”
—Ryan P. from from Cumming, GA
“Nick was always extremely responsive and available for calls. Had some issues at closing beyond our control and Nick was able to keep everything on course.”
—leighton lien from from Westport, WA
“I would give Nick 10 stars if I could, this was by far the best mortgage experience I went through. First of all, the interest rate and the closing costs were the lowest among other lenders I contacted, and then the entire process was extremely easy and quick, with no last minute rush or any surprises. Nick handled all the communication through email (which was strongly my preference), and he was unbelievably quick to respond to all my questions, always with helpful replies. Fantastic experience, I recommend him to anyone I know, and I would definitely work with him again.”
—Hakki Bostanci from from Redmond, WA
“Nick made my refinance easy and pain free!! He communicated great and always let me know what was going on and what to expect next! I would definitely recommend him and use him again when needed!!”
—mmeador6139 from from Independence, MO
“This was the second time I've used Nick for my mortgage and I will use him again if the opportunity arises. He is the best when it comes to putting the customer first and answering questions. He always gets his customers the best available rates and closes on time. I highly recommend Nick Payne for your lending needs.”
—philcsoros from from Fort Worth, TX
“Nick Payne was extremely responsive, helpful and friendly. We really enjoyed working with him. We highly recommend him. We got an amazing rate working with him. He was very knowledgeable and professional.”
—Anna Kreutz from from Cary, NC
“Available day and night, friendly, helpful, well informed, transparent. All our requests and questions Nick addressed instantaneously. His performance in all areas related to homebuying was outstanding. He truly made our closing experience enjoyable. The advice and explanations about loan options were extremely helpful. Without any hesitation, I highly recommend Nick!”
—Vladi Skokov from from Cary, NC
“I had an excellent experience working with Nick Payne. Nick helped me with a brand new home purchase. The builder was making it extremely difficult when I decided to switch lender within 30 days of closing, Nick handled the builder with exceptional professionalism and patience. We closed the loan smoothly and on time. Nick gave a great rate, was quick to respnding to emails, usually within minutes; he is courteous and a pleasure to work with. I know who to call when I shop for my next loan or refi.”
—sherry C. from from Saint Cloud, FL
“We are extremely satisfied with the entire process and how helpful Nick was. It was our pleasure to work with you and am looking forward to being a long time customer!”
—user33924768 from from Jamestown, RI
“There are not enough positive words in the dictionary to cover all the good things I'd like to say about working with Nick. Always positive, quick to reply, professional yet warm and friendly. This was the first time I've ever had to deal with a lending institution and even though he was out of my region, I'm so glad I found him. I recommend him with my highest compliments. I wish I could leave 25 stars, not just five!”
—Sally J from from Westport, NY
Accountability is everything and always treat people the way you want to be treated.
Kansas City Chiefs
I played semi-pro football until I was 38 years old.
Helping my clients achieve their financial goals.
Working out and reading books.
When I was in my early 20’s my brothers and I owned a Vending Company.