Advice for New Home Buyers
Start saving early for a down payment and move-in expenses.
“Being a first time home buyer is extremely daunting process. There are many terms you may not be familiar with and there can be a huge learning curve. Fortunately for me, fate lead me to Kelly. She is extremely knowledgable in her field and passionate about people. You are not just a commission, you are an individual going through what is a complicated process. Her work ethic is top tier. I don't even want to consider what the process may have been like with anyone else. Kelly is the best of the best. Without second thought I will recommend her to any and everyone looking for a loan officer. 1,000,000,000/10 quality service.”
—Sinéad Alman from from Lebanon, PA
“Kelly was amazing right from the get go and very instrumental in helping me get my first home! She is very knowledgeable about the process and was more than willing to help explain anything I wasn’t sure about. As a first time home buyer, I called her multiple times (a day sometimes) and she would always either pick up or ensure she returned my calls. Buying a home in CT in a very competitive market wasn’t easy and Kelly worked tirelessly (including multiple nights and weekends) to ensure I put in offers/got the house I wanted. I am very happy to have met her during this pivotal time of my life. What you do is truly amazing and working with you was incredible. Thanks Kelly and NBKC Bank!”
—E. E. from from Stamford, CT
“Kelly Owens is a super amazing person. She is a phenomenal woman who has a great heart. She most definitely a people person and she is very time efficient. She responds to emails, text messages and returns phone calls within a hour most times; only time she responds later is when she is dealing with another client, have meetings etc but she is on point! Kelly is a beautiful soul. The way she is on top of things, the way she is involved, communicates and checks in is just mind blowing. Honestly until our encounter with Kelly, we didn’t think people like her existed. She is an earth angel. Kelly went over and beyond in many ways for us. The person she is and how passionate she is about her job and helping us to get our home greatly exceeded our expectations! We had some huge unexpected hurdles and Kelly was right there with us jumping each one at a time. When we hurt, she felt our pain. She is so very empathetic and genuinely cares. There are not enough words to describe Kelly. She is just too much of an amazing person who truly genuinely has a passion for helping others and doing her job exceptionally well. We thank God for leading us to this beautiful soul, we were blessed to have her on our team and without Kelly and her persistence, determination, continuous hard work, follow ups (which she is absolutely great about), her grit and tenacity none of this, us having a home today would not have been possible. God knew what He was doing when He blessed us with this super amazing earth angel. KELLY OWENS WE CAN’T FIND THE WORDS TO EXPRESS THE GRATITUDE IN OUR HEARTS FOR YOU AND YOUR DEDICATION TO US IN HELPING US TO GET A HOME….YOU ARE ABSOLUTELY AN AMAZING PHENOMENAL WOMAN AND WE SALUTE YOU!!!!”
—Kenly & Marie Sambol from from Danielson, CT
“We decided to move to Texas in December and reached out to Kelly to verify the exact amount of house we could afford. The builder we selected started out awesome but immediately turned into a nightmare. We lost hope in finding a great house in Texas. It was so hard to walk away after spending so much money on upgrades with that builder. BUT Kelly turned that way of thinking around! We found another home and Kelly worked her magic to ensure we received the best treatment as VA home buyers. There was a hiccup with the builder and a VA form but after she explained the process for veterans to the finance department they signed. The level of expertise she has is phenomenal. From the lower interest rate to lower closing costs, everything worked out. We closed today with ease! Everything worked because Kelly made it happen! Not only is Kelly the best loan officer but she takes care of you as if you're family. She is the ONLY loan officer we will work with and we refer everyone to her. Kelly is the true MVP of home buying!!!”
—El and Tish Magee from from Conroe, TX
“After reaching out to our friends lender and realtor’s recommended lender and receiving a horrible customer service, we did some research and found NBKC bank through google. Kelly reached out after receiving our quote request and within minutes she was able to find us multiple options with 5% lower rate than our realtor’s lender AND able to provide exact closing cost. She didn’t try to play game with us by buying time like other lenders we previously had to deal with. From beginning to end, Kelly made the whole transaction very smooth and easy. I highly recommend Kelly and looking forward to working with her on our next purchase or refi.”
—Autumnkim from from Wesley Chapel, FL
“Kelly has been in contact with us from the moment I inquired about NBKC until our closing date. NBKC was the first lender we reached out to and I am glad we stuck with it. Kelly was always accessible and responsive. She worked with our real estate agent to make sure we close on time! Thank you Kelly for all of your hard work!”
—Fanta & Samuel Johns from from Bloomington, IL
“Kelly is by far one of the most emotionally and spiritually proficient professionals to work with. She understands the current landscapes of the housing market, is a master of her class, and gives a human approach that is rarely seen in business today. Our agent saw what we did as well and is recommending his clientele to work with Kelly. Kelly is a trailblazer, and we wish her nothing but the best for years to come. Fast, responsive, and emotionally intelligent.”
—Eric and Christie Os from from San Antonio, TX
“Kelly was all the things you could want when buying a home for the first time– Kelly really knew her stuff, kind, helpful, responsive, but beyond that she was incredibly patient and really guided us through the process of our first time buying a house. Kelly made the whole process seem seamless and we were kept informed the whole way. Kelly made us feel that no question was a silly one and really made the whole process one that we will never forget! Thank you for everything you did for us, Kelly. We would not hesitate to use Kelly and NBKC on our future transactions. If we could give her 10 stars we would! Happy clients. Leni and Megan.”
—zuser201511021134231 from from Pittsburgh, PA
“Kelly was everything you want in a loan officer. She was knowledgeable, sharp, communicative & ON TOP of all the moving parts. This gave us so much peace of mind. Her energy is infectious & her can-do spirit really comes through. We were happy to choose her over another cheaper option. Appraisals were backed up all over the country, but Kelly strategized to get ours done 2 weeks ahead of what the other lender could promise. And - we closed on time! Needless to say, we would gladly work with her again.”
—Kim V from from Fairless Hills, PA
“Where to begin with this amazing young lady. We hit a wall with our initial mortgage lender feeling totally defeated and hopeless that we would be stuck with them through this process. Then, we were introduced to Kelly, which was a true blessing, glimmer of hope from our first discussion. Kelly's unprecedented support to assist us in making this an amazing experience and truly that light at the end of the tunnel. Kelly's willingness and presitense to help us manage through this process step by step, with such confidence, dedication with success, "I got you", as she would state. She literally, held our hands and led us on this journey with consistent and precise details with unbelievable transparency that was just incredible and delightful. Very impressed with Kelly and the underwriting team for their professionalism, incredible support and dedication. We cannot say THANK YOU enough for everything!!! Have a blessed day Kelly from your girls in their new Florida home!!! ”
—kkdavis12 from from Port Charlotte, FL
Vision without action is just a daydream.
Kansas City Chiefs, Kansas City Royals, Iowa- Hawkeyes
University of Iowa
Travel to Bora Bora and on a Mediterranean Cruise.
Making sure that every customer receives an incredible experience and exceptional service.
Cycling, jogging, bowling