Rob did a fantastic job. He worked with me to determine options for my unique situation (told me about a non-obligated spouse loan, which was the only way we qualified), and was more responsive than my realtor; at first I thought he was a robot due to the speed of his replies (he is an actual human :). We closed in 30 days, & he could have gotten it done faster. He got us through the paperwork as easily as possible. Rate was higher because we wound up buying a less expensive house with a smaller loan. Recommend very highly!