When my realtor first recommended David as a lender for our 2nd home purchase, I was a little hesitant as I had never done business with someone I have not met in person. So, in addition to shopping with David, we also shopped with the lender we had used for the purchase of our 1st home. In doing our homework we found that the cash to close with David was nearly $5,000 less than the lender we used to purchase our 1st home, a significant difference. Not only was the cost significant, but David's knowledge and expertise made us feel at ease.
My wife and I were extremely impressed with David's professionalism, response time, and ability to explain any questions we had thoroughly. We would recommend him for any of your mortgage / refinance needs and look forward to doing business with him in the future.