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Nicholas Payne

Meet Nicholas

Loan Officer

50 Reviews - 5 Rating

 

NMLS #270366

Office - 816-965-1456

Mobile - 816-260-0403

Fax - 913-529-3005

Advice for new home buyers

Take your time and do you research. Picking the right lender can be the difference in a pleasant experience or a nightmare.

Star Rating
Nicholas Payne —Paul from Livermore, CA
I highly recommend Nicholas Payne as a mortgage lender with integrity, attentiveness, and expertise. Nick and his team are outstanding and have earned our trust and highest rating.
RESPONSE:Paul, thank you for the terrific review - we appreciate it! Brian Unruh, CEO
Star Rating
Very responsive —Matt Dame from Saint George, UT
Nick was very response to all of my questions, even at odd times of day. He also made sure to check in and remind us to do all of the things we needed to to help things go smoothly.
RESPONSE:Matt, thank you for sharing your experience working with Nick and the nbkc team! Brian Unruh, CEO
Star Rating
Quick responder/Professional —admcgrew from Richmond, VA
Nick always had the answers and had them within 15 minutes of sending the question. There was one small hiccup in the process (not his fault) and he quickly madenit right! Great customer service.Highly recommend.
RESPONSE:Thank you for the terrific review and your recommendation of Nick and the team! Brian Unruh, CEO
Star Rating
Responsive, On top of it, courteous, knowledgeable. —Anthony Carrillo from Castro Valley, CA
Nick at NBKC made the process very easy. He managed everything on his side (didn't ask me to reach out to anyone else at NBKC). Nick also worked with the title company to fix specific items on our documents. Nick is a pleasure to talk to and he is not afraid to pick up the phone and quickly resolve a question for you. I already recommended him to my family members! While each situation is different - I definitely recommend working with Nick, I don't know how he fits all his work in the hours available during the day. It seemed as if he was 'only' working on my file (when in reality he obviously wasn't).
RESPONSE:Anthony, we love hearing that the process was very easy and a big thanks for already letting others know about us! Brian Unruh, CEO
Star Rating
Great Communicator- Straight Up Great Lender —white rick314 from Alexandria, VA
Nick was excellent, responsive, proactive and was a great communicator. The process was easy and smooth. Working with Nick was a very pleasurable experience.
RESPONSE:We love hearing that the process was easy and smooth - thank you for sharing! Brian Unruh, CEO
Star Rating
Nick Payne--extremely helpful —Bob Spaniol from Overland Park, KS
Nick was extremely helpful. From application to closing was only 3 weeks. Nick was very responsive--answering my emails within minutes, and always keeping me updated.
RESPONSE:Bob, we appreciate the great review - thanks for sharing! Brian Unruh, CEO
Star Rating
Great!! —mmgarcia 118 from Parlier, CA
Nick was outstanding and super easy to work with! He made the process extremely easy and simple. I highly recommend and would definitely work with him again!
RESPONSE:We love hearing that the process was extremely easy and simple - thank you for sharing! Brian Unruh, CEO
Star Rating
Responsive, Helpful, and Approachable —Rachael James from Forest Park, GA
Nick was very helpful during the entire process of buying and purchasing my home in a very competitive and fast-paced housing market from writing our pre-qualification letters to helping us move up our closing date. He was there to answer any questions we had, helped us problem solving potential road blocks, and ensure we had the best rates and pricing.
RESPONSE:Rachael, thank you for sharing your experience working with Nick and the team! Brian Unruh, CEO
Star Rating
Very Responsive —Steven Lim from Glen Head, NY
I enjoyed working with Nick. He is very professional and responsive. You can expect to hear back from him within 20 minutes after you leave a message or a voice mail and he responds to your email during the weekend! I would definitely work with him again. Thanks Nick!
RESPONSE:Steven, thank you for the terrific review! Brian Unruh, CEO
Star Rating
Closed on Time —Sri Kurasala from Chantilly, VA
We worked with Nicholas Payne from NBKC Bank for our first mortgage loan. Nick provided us with all the details that are involved for mortgage loan and responded to all our questions in a quick and helpful manner. We were able to close our loan in a timely and efficient manner. We would recommend Nick to all of our friends and family!
RESPONSE:Sri, thank you for your recommendation of Nick and big congrats on your first home! Brian Unruh, CEO

Questions & Answers

What is your motto or personal mantra?

Accountability is everything and always treat people the way you want to be treated.

What is your favorite sports team?

Kansas City Chiefs

What is something that people would be surprised if they knew about you?

I played semi-pro football until I was 38 years old.

What’s your alma mater?

Benedictine

What is on your bucket list?

Visit Italy

What aspect of your job are you most passionate about?

Helping my clients achieve their financial goals.

Where did you grow up?

Independence MO

What are some of your hobbies?

Working out and reading books.

Before working at NBKC, what was the most unusual or interesting job you’ve ever had?

When I was in my early 20’s my brothers and I owned a Vending Company.