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Meet Nicholas

28 Reviews - 5 Rating

About Nicholas Payne

NMLS #270366

Office - 816-965-1456

Mobile - 816-260-0403

Fax - 913-529-3005

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Advice for new home buyers

Take your time and do you research. Picking the right lender can be the difference in a pleasant experience or a nightmare.

The best I have worked with!!! —A Somaney from Austin, TX

We worked with Nick on the refi of our home. He was quick, knowledgeable and extremely responsive. We had a little snag in one of processes and he was on it right away and helped clear all roadblocks. He is the best and I would highlight recommend him.

RESPONSE:We love hearing Nick and the nbkc team are the best you've every working with - thank you for sharing! Brian Unruh, CEO

Awesome! —bfrosty40 from Hanson, MA

Nick was very helpful, and most of all, very responsive whenever I needed help or had any questions. My refinancing process was seamless, thanks to Nick. Thank you!

RESPONSE:We're glad to hear the refi process was seamless - thank you for sharing! Brian Unruh, CEO

Very Response & Super Helpful —Mr. A from Alpharetta, GA

I had the pleasure of working with Nick on my refinance. He is very responsive, helpful and most importantly super transparent. We were able to build great amount of trust in a short period of time leading of successful closure of refinance. I would highly recommend him for your financial needs.

RESPONSE:We truly love hearing that the process was very transparent - that is an important aspect of how we do business and we appreciate you sharing! Brian Unruh, CEO

Nick made this the best mortgage transaction I've had. —pvalenti from Honolulu, HI

I've had a fair number of mortgage and refinance transaction over many years and multiple states. I was a bit skeptical going into this online mortgage transaction. Working with Nick made this the best one, period. He is responsive--worked across a five hour time difference without a blip. He is hard working and creative--answered questions quickly and suggested possible solutions where needed. He communicates clearly--what is needed, when, and why. He knows how to connect with people to build a great working relationship.

RESPONSE:We are so glad to hear this was your best mortgage experience ever and we appreciate the fantastic review! Brian Unruh, CEO

Professional and courteous —Mr. Thacker from Lees Summit, MO

My experience was excellent. This man knows the industry very well! There were a couple of hurdles to overcome, but went very smoothly compared to my past experiences with mortgages.

RESPONSE:Mr. Thacker, we appreciate the terrific review - thank you for sharing! Brian Unruh, CEO

Nick was first class, truly Epic Customer Experience —Gian Scozzaro from Austin, TX

Nick differentiates by combining deep knowledge, Customer-Centric approach and sweat equity to help me through a refi. I don’t intend to work with anyone else in the future aside from Nick!

RESPONSE:Gian, we're glad to hear we've earned your future business and appreciate the 5 star review! Brian Unruh, CEO

Stellar support from Nick Payne! —Harell Firestone from Seattle, WA

Nick is efficient, responsive, and extremely helpful. I had many questions throughout the process, and he never hesitated to provide clear answers, even as we transacted at the height of the refi frenzy.

RESPONSE:Harrell, we appreciate you sharing your experience working with Nick and the team! Brian Unruh, CEO

Nick made it SO SIMPLE —jwmillie from Kirkland, WA

Outstanding is the best word to describe my experience with Nick. He was thorough, responsive, always available and an absolute pleasure to work with. I have purchased and refinanced many times over my life and this was by the far the best experience I have ever had.

RESPONSE:We love hearing this was your best mortgage experience you've ever had - thank you for sharing! Brian Unruh, CEO

Excellent Customer Service and Very Friendly —Kristofer Puno from Simi Valley, CA

Nick helped my wife and I refinance our mortgage for our first home. He did an outstanding job and provided excellent customer service! He responded very quickly to all our questions, gave us detailed quotes to choose from, and walked us through the entire refinance process. The process was very easy as most documents given to us to review and sign were done online. We were able to lock a great new rate using him. I highly recommend Nick.

RESPONSE:Kristofer, we love hearing that the process was easy and big congrats on your first home! Brian Unruh, CEO

Simply Outstanding! —op231 from Ellijay, GA

Can’t say enough about Nick Payne and NBKC. I got a stunningly low loan rate with NO FEES. Nick was always responsive, exceedingly patient and always polite and professional. He’s my lender from now on. I’ve already recommended him to a friend who will soon be looking for a mortgage as well. Couldn’t ask for a more streamlined process. CHEERS Nick!! Continued success!!

RESPONSE:Thank you for the awesome review! We appreciate you sharing and a big thanks for already telling a friend about us! Brian Unruh, CEO

Meet Nicholas

Questions & Answers

What’s your advice for new home buyers?

Take your time and do you research. Picking the right lender can be the difference in a pleasant experience or a nightmare.

What is your motto or personal mantra?

Accountability is everything and always treat people the way you want to be treated.

What is your favorite sports team?

Kansas City Chiefs

What is something that people would be surprised if they knew about you?

I played semi-pro football until I was 38 years old.

What’s your alma mater?

Benedictine

What is on your bucket list?

Visit Italy

What aspect of your job are you most passionate about?

Helping my clients achieve their financial goals.

Where did you grow up?

Independence MO

What are some of your hobbies?

Working out and reading books.

Before working at NBKC, what was the most unusual or interesting job you’ve ever had?

When I was in my early 20’s my brothers and I owned a Vending Company.